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Privacy Policy

Mobile Messaging (SMS) Privacy & Consent:

We value your privacy and the information you consent to share in relation to our SMS service. We use this information to send you text notifications, insurance quotes, and transactional updates.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Rhode Island Residents: In accordance with the RIDTPPA, you have the right to access, delete, or correct your personal data. We honor all data revocation and deletion requests within 15 days. To exercise these rights, email info@vipinsurance1st.com.

Information We Collect

Personal Information Your Provide

We may collect Personal Information that you voluntarily submit, including but not limited to:

  • Name

  • Email address

  • Phone number

  • Contact details submitted through forms

Information Collected Automatically

When you visit our site, certain data is collected automatically for analytics and functionality purposes, such as:

  • IP address

  • Browser type and version

  • Device information

  • Pages viewed and time spent on the Site

  • Cookies and similar tracking technologies

How We Use Your Information

We use your information for the purposes below. We do not sell or rent your personal information to third parties. 

  • To operate and maintain the Site

  • To improve user experience and site performance

  • To analyze usage for analytics and reporting

  • To respond to inquiries or requests you submit

  • To enhance security and prevent fraudulent activity

Cookies and Tracking Technologies

Our site may use cookies, web beacons, and similar technologies for the functions listed below. You can manage or disable cookies in your browser settings; however, some features of our site may not function properly if cookies are disabled. 

  • Improve page loading performance

  • Analyze how visitors interact with the Site

  • Customize user experience

Disclosure of Information

We may share your information for the following functions. We do not share your personal information with third parties for marketing purposes. 

  • To operate and maintain the Site

  • To improve user experience and site performance

  • To analyze usage for analytics and reporting

  • To respond to inquiries or requests you submit

  • To enhance security and prevent fraudulent activity

Changes to this Policy

Privacy Policy Effective Date: 03/12/26. We reserve the right to update this Privacy Policy from time to time. Any changes will be posted on this page with the updated “Effective Date.” Continued use of the Site after updates indicates acceptance of the revised policy.​

Contact Us

If you have questions about this Privacy Policy or need assistance, please email us at info@vipinsurance1st.com.

Official brand mark for VIP Insurance Group (Virginia Business Partners LLC) 2026 insurance campaigns.

Regulatory & Disclaimers

Medicare Disclosure: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Identity Disclosure: VIP Insurance Group is a private licensed insurance agency and is not affiliated with, nor endorsed by, Medicare or any other government agency.

Licensing: VA License: US127889149. Licensed in VA, TX, CA, WV, CT, and NJ.

B2B & Communications

Employer Group Benefits: In accordance with ERISA Section 408(b)(2) and the CAA 2026, VIP Insurance Group serves as a covered service provider and provides a full disclosure of direct and indirect compensation received for services provided to employer-sponsored health plans. Specific compensation schedules are available to plan fiduciaries upon request.

Mobile Messaging (A2P 10DLC): By providing your phone number, you agree to receive text messages from VIP Insurance Group. Consent is not a condition of purchase. Message and data rates may apply. Message frequency varies. Text HELP for help or STOP to cancel. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Protection & Suitability

AI & Recording Notice: Interactions on this site may be handled by an AI assistant (Ronny). For quality assurance and regulatory compliance with CMS 42 CFR 422.504, all virtual interactions and phone calls are recorded and retained for a period of 10 years.

Licensing & Fraud Warning: VA License: US127889149. Licensed in VA, TX, CA, WV, CT, and NJ. Any person who knowingly and with intent to defraud any insurance company files an application containing false information is subject to criminal and civil penalties. (Rhode Island Residents: We honor all data deletion and revocation requests within 15 days in accordance with the RIDTPPA.)

Coverage Limitations: Standard P&C policies DO NOT cover flood damage. Life and Annuity products are solicitations for insurance and are not bank deposits or government-guaranteed.

[Privacy Policy (Updated Mar 2026)] | [Terms of Service] | [Licensed Partners]  | @ 2026 Virginia Business Partners DBA VIP Insurance Group 

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